✅ TAKE CONTROL OF YOUR MONEY & ACHIEVE YOUR FINANCIAL GOALS: Are you looking for the best monthly budget planner to keep your finances organized? Clever Fox Budget Book will help you keep your money organized, spend well, start saving, set and achieve financial goals. It can help you to manage all your personal finance, savings, budgets, debt, payments, bills due, cash flow and expense tracking in 1 place. By using this budget keeper, you can become a personal finance and budgeting expert. | ✅ STAY ON TRACK & FOCUSED, SET MONTHLY GOALS & BUDGET / REVIEW: It all starts with a plan! Each month write down your monthly financial goals. Put reminders of bills and payments due on the calendar. Make a monthly spending plan before you spend. Use predefined expense categories to plan your monthly budget. During the month track all your day-to-day spending. At the end of the month review what happened, spot bad spending habits, think about how you can improve next month. | ✅ ELEGANT, SMART & PRACTICAL PERSONAL FINANCE: Clever Fox Budget Journal starts with 2 pages for setting your financial goals and their breakdown on the mind map. There are 2 pages for writing your strategy and tactics, 2 pages for tracking savings, 2 pages for debt tracking, followed by 12 months (8 pages per month). At the end of the Clever Fox monthly expense planner there are 2 pages for Christmas budgeting, and 2 pages for an annual summary to track your progress throughout the year. | ✅ PREMIUM QUALITY, PERFECT PORTABLE SIZE & BONUSES: Clever Fox Budget Notebook made from high quality leatherette hardcover with an elastic band, pen holder, 1 accordion pocket for bills and receipts at the end of the money planner, 1 bookmark, thick no-bleed 120gsm paper. This finance planner is A5 size, measuring 5.8 inches wide, 8.3 inches long and 0.6-inch thick. This budgeting planner and accounts book comes with free 2 pages of stickers and a quick start user manual with filled examples. | ✅ GUARANTEED TO KEEP YOUR FINANCE ORGANIZED OR YOUR MONEY BACK: The Clever Fox Budget Planner Organizer is guaranteed to work, or we will give you your money back! If you are not happy with your results or for any reason you’re not completely satisfied with your purchase of this budgeting workbook, simply contact us for a hassle-free refund, No questions asked!

Professional quality drawing pencils are crafted with the highest quality materials | Extra-refined, high density graphite encased in premium hard cedar wood | Perfectly centered lead core adhered throughout entire wood case, making pencil break resistant and ensures even sharpening | Progressive degree range from 6B - 4H | Set includes 12 pencils, plastic eraser and pencil sharpener

Sold as 1 EA. | Re-print function to print duplicates. | After print function to print after correction. | Check function to check and correct up to 150 steps. | Change function acts like a cash register | Clock and Calendar function

Waterproof | Lightfast | Ideal for writing, drawing and sketching